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View the latest blog posts from Beacon Insurance Services, Inc.

Thursday, December 17, 2020

What Is Guaranteed Acceptance Life Insurance?

You might be thinking about getting life insurance on yourself. After all, it is a benefit that will offer your loved one's financial assistance if you pass away. However, you might worry that a pre-existing illness or other extenuating circumstance might disqualify you from getting coverage. READ MORE >>

Tuesday, December 15, 2020

Frequently Asked Questions About General Liability Insurance

If you are a business owner, then you probably know that you have to protect your company, employees, clients and others against any risks you might pose them. These liabilities could cost you a lot of money in worst-case scenarios. You therefore must be ready for any eventuality. READ MORE >>

Thursday, December 10, 2020

Will My Health Insurance Work in Another State?

Health care isn’t just something you get from your local physician. You should be able to get care from an appropriate physician when you need it. Sometimes, this might mean leaving town, and even crossing state lines. The question that many people ask, however, is whether their plan will cover them when they travel outside of their state of residence? READ MORE >>

Tuesday, December 8, 2020

Auto Insurance for Cars Damaged in Your Garage

Car damage doesn’t just happen because of a wreck. Damage could occur anywhere, even in places that you consider safe. Your garage is one of them. You might think the garage is the safest place for your car, which indeed it is. However, even cars parked in garages aren’t immune from risks. READ MORE >>

Thursday, December 3, 2020

What to Look for on Your First Homeowners Insurance Policy

If you are planning to buy your first home, then you have likely considered taking out a mortgage to finance the purchase. When you do, your lender will likely tell you that you are required to buy homeowners insurance. Since buying your first home is a lot to absorb, the home insurance requirement might seem confusing. READ MORE >>

Tuesday, December 1, 2020

Why Your Business Needs D&O Insurance

Companies must take responsibility for employees at all levels of employment. Among the most important to the business is its c-suite and board of directors. They are critical players, but also high liabilities to your company’s success. READ MORE >>

Thursday, November 26, 2020

BOPs Can Protect Your Company Assets and Save You Money

By buying busines insurance, you take a big step to secure your finances and create a strong risk management strategy. After all, you never know when a single incident like a fire or break-in could devastate your business and cost you a fortune. READ MORE >>

Tuesday, November 24, 2020

Can You Get Life Insurance If You Have a Pre-Existing Condition

If you have a chronic health condition, then you will likely have to deal with certain medical needs for the rest of your life. These might include things like diabetes, heard or kidney disease or even cancer. Even if you have the illness under control, you still have a risk of a relapse. READ MORE >>

Thursday, November 19, 2020

Are Crumbling Foundations Covered by Home Insurance?

Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home. READ MORE >>

Tuesday, November 17, 2020

How To Choose Health Insurance When You Are Self-Employed

If you buy life insurance, then you take a big step towards securing your financial future. One of the most easily accessible policies is a term life policy, which is generally affordable and will last for a certain number of years. However, the drawback of a term policy is that, although it is budget-friendly, it does not last forever. READ MORE >>

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