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Beacon Insurance Services, Inc Blog

View the latest blog posts from Beacon Insurance Services, Inc.

Thursday, January 21, 2021

Why Do Lenders Require Homeowners Insurance?

There aren’t many people who choose to buy their home with cash. After all, it takes years to save money for a nest egg, and paying off the entire property in one swoop might seem completely out of reach. Still, if you choose to finance your home with a mortgage, you can afford the home you want and pay it off over time. READ MORE >>

Tuesday, January 19, 2021

The Importance of Avoiding Driving Citations

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

Thursday, January 14, 2021

Why You Need Commercial Umbrella Insurance

Every business must have liability insurance, and the starting point is a general liability policy. However, while general liability insurance can prove essential to your long-term financial security, you should still not consider it a stopping point. READ MORE >>

Tuesday, January 12, 2021

Why You Should Get Life Insurance Before a Child’s Birth

Becoming a parent is perhaps one of the most life-changing things that any of us could ever experience. After the birth of a first child, you probably know that your future looks a lot different, and it might be time to take a step back and re-evaluate your financial goals. READ MORE >>

Thursday, January 7, 2021

Protecting Yourself from Uninsured Motorists

In 49 out of 50 states, all registered drivers are required to carry minimum amounts of car insurance. If you are in one of them, then you could face penalties if you get caught driving uninsured. Just because you obey the law, doesn’t mean others will. READ MORE >>

Tuesday, January 5, 2021

Staying Healthy During Winter Vacation

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

Thursday, December 31, 2020

Easy Ways to Avoid Drunk Driving

You know how dangerous driving drunk is, and how challenging the penalties might be if you commit this offense. That’s why you should never drive drunk. It is against the law and incalculably hazardous. Still, simply saying that you won’t drive drunk isn’t enough. You must commit to it. READ MORE >>

Tuesday, December 29, 2020

Tips for Buying General Liability Insurance

When insuring your business, you will likely need general liability coverage. However, getting this coverage will require attention to detail and an understanding of what this coverage offers you. What are some of the things that you should consider when buying general liability insurance? READ MORE >>

Thursday, December 24, 2020

Easy Ways to Reduce Your Auto Insurance Premium

Whether you live in a big city or a small town, every stretch of roadway could be dangerous. The driving risks around you are the reasons you need car insurance. However, these risks can also influence how much you pay for your plan. Sometimes, they might make your plan might more expensive. READ MORE >>

Tuesday, December 22, 2020

Factors That Might Increase Your Home Insurance Cost

No one wants to see any of their insurance rates go up, especially their home insurance. After all, you need this coverage to protect your property. So, you should be able to afford it. Home insurance premium increases can happen for countless reasons. Sometimes, they occur through no fault of your own. READ MORE >>

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